Will Bank of America say “Efficiency”?

Bank of America said “Efficiency” 7 times on its Oct 14, 2026 call (FY26 Q3), and on each of its last 8 calls: 3, 2, 5, 11, 9, 8, 9, 7 times. As of Oct 24, 2026, Bank of America said “Efficiency” on the only call with a settled Kalshi mention market so far, on Oct 15, 2025. Parrot’s p for the next listing is 94% (n=1, from settlement history blended with transcripts), not a forecast.

94%from settlement history blended with transcripts · n=1counts: company speakers + operator
Last 10
1/1Last 10 settled, oldest to newest: yes
Streak
said last time
Counts
company speakers + operator
Updated

Where it was said

quotes of at most 25 words; select an appearance

Bank of America

Efficiency

Probability
94% · n=1
Settled
1/1 (100%)
Last calls
said in 8 of 8

Next listing counts: company speakers + operator

FY26 Q3 earnings call, Oct 14, 2026 · said 7 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

7 counted (1 in prepared remarks, 6 in Q&A); 1 by speakers the rule does not count.

Alastair Borthwickcompanyprepared · 17:46Hear it 17:44, Alastair Borthwick In transcript

…and higher digital engagement and client satisfaction. The business produced a 50% efficiency ratio and a 31% return on allocated capital. In consumer, it's our…

Brian Moynihancompanyqa · 53:05Hear it 53:04, Brian Moynihan In transcript

…points on two improvement on a $3 trillion balance sheet. That's the efficiency of what Alastair's describing coming through. So you're replacing low-yielding securities with…

Every match in the transcript

FY26 Q2 earnings call, Jul 14, 2026 · said 9 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

9 counted (6 in prepared remarks, 3 in Q&A).

Brian Moynihancompanyprepared · 1:19Hear it 1:15, Brian Moynihan In transcript

…to $1.21 a share. Our results show organic growth, operating leverage, and efficiency ratio improvement in every business segment. Along the bottom of slide two,…

Brian Moynihancompanyprepared · 2:15Hear it 2:14, Brian Moynihan In transcript

…every business segment. Each segment generated operating leverage. Each segment improved its efficiency ratio. Each segment demonstrated the benefits of its scale. Together, those results…

Every match in the transcript

FY26 Q1 earnings call, Apr 15, 2026 · said 8 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

8 counted (5 in prepared remarks, 3 in Q&A); 1 by speakers the rule does not count.

Brian Moynihancompanyprepared · 2:11Hear it 2:11, Brian Moynihan In transcript

…metrics. We delivered operating leverage of 290 basis points this quarter. The efficiency ratio for our company improved 170 basis points year-over-year to 61%. And…

Every match in the transcript

FY25 Q4 earnings call, Jan 14, 2026 · said 9 times (counts)

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FY25 Q3 earnings call, Oct 15, 2025 · said 11 times (counts)

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FY25 Q2 earnings call, Jul 16, 2025 · said 5 times (counts)

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FY25 Q1 earnings call, Apr 15, 2025 · said 2 times (counts)

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FY24 Q4 earnings call, Jan 16, 2025 · said 3 times (counts)

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Every settled listing

newest first · 1 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Oct 15, 2025EfficiencyKalshiYes11

Questions

How many times did Bank of America say “Efficiency” on its last earnings call?
Bank of America said “Efficiency” 7 times on its Oct 14, 2026 call (FY26 Q3), and on each of its last 8 calls: 3, 2, 5, 11, 9, 8, 9, 7 times.
How often does Bank of America say “Efficiency”?
As of Oct 24, 2026, Bank of America said “Efficiency” on the only call with a settled Kalshi mention market so far, on Oct 15, 2025.
What is the probability Bank of America says “Efficiency” next time?
94%, from settlement history blended with transcripts (n=1). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “Bank of America: ‘Efficiency’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/BAC/words/efficiency (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=bank-of-america&word=efficiency · quotes: /api/v1/quotes?entity=bank-of-america&word=… · columnar JSON in #parrot-data · llms.txt · MCP