Progressive (PGR): FY26 Q3 earnings call, Nov 3, 2026
On its Nov 3, 2026 earnings call (FY26 Q3), Progressive said 7 of the 12 words Kalshi listed; Parrot’s count agreed with all 12 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
12 words · 7 settled yes · our count agreed on 12 of 12- Kalshi: company speakers + operator
Kalshi
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| AI / Artificial Intelligence | Yes | 11 | 17 | ✓ | 89%n=2+tx from settlement history blended with transcripts | – |
| M&A / Acquisition | Yes | 9 | 12 | ✓ | 91%n=2+tx from settlement history blended with transcripts | – |
| Inflation | Yes | 2 | 2 | ✓ | 82%n=2+tx from settlement history blended with transcripts | – |
| Bundle / Bundling | Yes | 1 | 1 | ✓ | 84%transcripts from the transcript model | – |
| Snapshot | Yes | 1 | 1 | ✓ | 57%n=2+tx from settlement history blended with transcripts | – |
| Catastrophe | Yes | 1 | 2 | ✓ | 57%n=2+tx from settlement history blended with transcripts | – |
| Homeowner | Yes | 1 | 3 | ✓ | 48%transcripts from the transcript model | – |
| Reinsurance | No | 0 | 0 | ✓ | 58%transcripts from the transcript model | – |
| Buyback / Buy Back | No | 0 | 0 | ✓ | 57%transcripts from the transcript model | – |
| Open the House | No | 0 | 0 | ✓ | 11%n=1+tx from settlement history blended with transcripts | – |
| Hippo | No | 0 | 0 | ✓ | 10%n=2+tx from settlement history blended with transcripts | – |
| Rosella | No | 0 | 0 | ✓ | 10%n=2+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Nov 3, 2026 16:17 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
14 matches for “Agentic”; 5 quoted, at least 25 words apart.
We are now in the next generation of technology, including generative and agentic AI, with the same long-term mindset. We believe these capabilities have the…
…where we stand today, we are leaning in by testing and researching agentic technology ourselves. Customers appear to be doing the same, though at a…
…usage seems limited today, we believe there is a high likelihood that agentic AI changes some aspect of consumer shopping behavior. Historically, when shopping behavior…
Okay. Really appreciate that. Then, just given that the agentic environment is obviously being slowly introduced into the distribution system, do you see agentic AI…
…AutoQuote Explorer, BusinessQuote Explorer, HomeQuote Explorer. We feel the same way about agentic, and we're doing a lot of testing internally as well, but we…
Where the listed words were said
…measurable improvements in outcomes. To support that learning, we have made generative AI tools broadly available across the organization. We already have dozens of advanced…
…agent commissions. In direct, we're spending more too. Competition is driving up acquisition costs, but we're going to stay disciplined and only acquire customers within…
…period, in that time that was so volatile, up and down with inflation and then us getting rate, giving rate, and we added more than…
…that we're more open for business and they want to do those bundles. I think the opportunity is one of our largest opportunities over the…
…I believe, with prices is our industry-leading segmentation, including our UBI, our Snapshot. So, it'll be a different way with which customers want to shop…
…grow, so that could push it up a little bit, and obviously catastrophes are a part of it, and we have those typically baked in…
…we're pleased with the results. We mentioned in the Q that our homeowner volume, new business volume was up 22%, and it really just reflects…
Agents: this page as TSV at /api/v1/appearances/progressive:2026-11-03:earnings_call · words: /api/v1/brief?appearance=progressive:2026-11-03:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP