Progressive (PGR): FY26 Q3 earnings call, Nov 3, 2026
On its Nov 3, 2026 earnings call (FY26 Q3), Progressive said 7 of the 12 words Kalshi listed; Parrot’s count agreed with all 12 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
12 words · 7 settled yes · our count agreed on 12 of 12- Kalshi: company speakers + operator
Kalshi
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| AI / Artificial Intelligence | Yes | 11 | 17 | ✓ | 89%n=2+tx from settlement history blended with transcripts | – |
| M&A / Acquisition | Yes | 9 | 12 | ✓ | 91%n=2+tx from settlement history blended with transcripts | – |
| Inflation | Yes | 2 | 2 | ✓ | 82%n=2+tx from settlement history blended with transcripts | – |
| Bundle / Bundling | Yes | 1 | 1 | ✓ | 84%transcripts from the transcript model | – |
| Snapshot | Yes | 1 | 1 | ✓ | 57%n=2+tx from settlement history blended with transcripts | – |
| Catastrophe | Yes | 1 | 2 | ✓ | 57%n=2+tx from settlement history blended with transcripts | – |
| Homeowner | Yes | 1 | 3 | ✓ | 48%transcripts from the transcript model | – |
| Reinsurance | No | 0 | 0 | ✓ | 58%transcripts from the transcript model | – |
| Buyback / Buy Back | No | 0 | 0 | ✓ | 57%transcripts from the transcript model | – |
| Open the House | No | 0 | 0 | ✓ | 11%n=1+tx from settlement history blended with transcripts | – |
| Hippo | No | 0 | 0 | ✓ | 10%n=2+tx from settlement history blended with transcripts | – |
| Rosella | No | 0 | 0 | ✓ | 10%n=2+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Nov 3, 2026 16:17 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
1 match for “Agency Network”; 1 quoted, at least 25 words apart.
We are benefiting also from new relationships with independent agents and agency networks. Then there is the continual shift of business from captive to independent…
Where the listed words were said
…been early developers and adopters of tools such as chatbots and predictive AI to enhance pricing, underwriting, marketing, customer retention, and the accuracy and efficiency…
…preparing, assuming that agentic shopping has the potential to become an important acquisition channel for us. So, we look at a number of factors when…
…period, in that time that was so volatile, up and down with inflation and then us getting rate, giving rate, and we added more than…
…that we're more open for business and they want to do those bundles. I think the opportunity is one of our largest opportunities over the…
…I believe, with prices is our industry-leading segmentation, including our UBI, our Snapshot. So, it'll be a different way with which customers want to shop…
…grow, so that could push it up a little bit, and obviously catastrophes are a part of it, and we have those typically baked in…
…we're pleased with the results. We mentioned in the Q that our homeowner volume, new business volume was up 22%, and it really just reflects…
Agents: this page as TSV at /api/v1/appearances/progressive:2026-11-03:earnings_call · words: /api/v1/brief?appearance=progressive:2026-11-03:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP