Will Progressive say “Captive”?

Progressive said “Captive” 1 time on its Nov 3, 2026 call (FY26 Q3), and on 4 of its last 8 calls: 0, 0, 0, 1, 0, 1, 8, 1 times. As of Nov 11, 2026, no Kalshi or Polymarket mention market on Progressive saying “Captive” has settled yet. Parrot’s p for the next listing is 70% (from the transcript model), not a forecast.

70%from transcript modelNext: Earnings call, Mar 2, 2027 · counts: company speakers + operator
Counts
company speakers + operator
Market
66¢ Kalshi (may be delayed)
Updated

Where it was said

quotes of at most 25 words; select an appearance

Progressive

Captive

Probability
70% · n=0
Last calls
said in 4 of 8

Next listing counts: company speakers + operator

FY26 Q3 earnings call, Nov 3, 2026 · said 1 time (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

1 counted (0 in prepared remarks, 1 in Q&A).

Lori NiederstcompanyqaIn transcript

…and agency networks. Then there is the continual shift of business from captive to independent agency channel that is benefiting us as well. Conversions are…

FY26 Q2 earnings call, Aug 4, 2026 · said 8 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

8 counted (7 in prepared remarks, 1 in Q&A).

Pat Callahancompanyprepared · 8:43Hear it 8:41, Pat Callahan In transcript

…opportunity becomes even clearer. Today, the U.S. auto market is about 37% captive or exclusive agent, about 31% independent agent, and about 32% in the…

Pat Callahancompanyprepared · 9:38Hear it 9:33, Pat Callahan In transcript

…Robinsons. 85% of Robinsons Auto premiums are sold through agents, roughly 2/3 captive, 1/3 independent agent. Given our auto leadership in the IA channel and…

Every match in the transcript

FY26 Q1 earnings call, May 5, 2026 · said 1 time (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

1 counted (0 in prepared remarks, 1 in Q&A).

Pat CallahancompanyqaIn transcript

…it. It's also a pretty competitive segment. It's an area that the captive or exclusive agent companies own a large portion of that market share.

FY25 Q4 earnings call, Mar 3, 2026 · not said

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FY25 Q3 earnings call, Nov 4, 2025 · said 1 time (counts)

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FY25 Q2 earnings call, Aug 5, 2025 · not said

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FY25 Q1 earnings call, May 6, 2025 · not said

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FY24 Q4 earnings call, Mar 4, 2025 · not said

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Questions

How many times did Progressive say “Captive” on its last earnings call?
Progressive said “Captive” 1 time on its Nov 3, 2026 call (FY26 Q3), and on 4 of its last 8 calls: 0, 0, 0, 1, 0, 1, 8, 1 times.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “Progressive: ‘Captive’ mention history”, as of Nov 11, 2026, https://parrot.markets/earnings/PGR/words/captive (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=progressive&word=captive · quotes: /api/v1/quotes?entity=progressive&word=… · columnar JSON in #parrot-data · llms.txt · MCP