Will MercadoLibre say “Payroll Loan”?

MercadoLibre did not say “Payroll Loan” on its Aug 5, 2026 call (FY26 Q2); it said it on 1 of its last 8 calls: 0, 0, 0, 0, 0, 0, 3, 0 times. As of Oct 24, 2026, MercadoLibre did not say “Payroll Loan” on the only call with a settled Kalshi mention market so far, on Aug 5, 2026. Parrot’s p for the next listing is 27% (n=1, from settlement history blended with transcripts), not a forecast.

27%from settlement history blended with transcripts · n=1Next: Earnings call, Nov 4, 2026 · counts: company speakers + operator
Last 10
0/1Last 10 settled, oldest to newest: no
Streak
not said last time
Counts
company speakers + operator
Market
47¢ Kalshi (may be delayed)
Updated

Where it was said

quotes of at most 25 words; select an appearance

MercadoLibre

Payroll Loan

Probability
27% · n=1
Settled
0/1 (0%)
Last calls
said in 1 of 8

Next listing counts: company speakers + operator

FY26 Q2 earnings call, Aug 5, 2026 · not said

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FY26 Q1 earnings call, May 7, 2026 · said 3 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

3 counted (0 in prepared remarks, 3 in Q&A); 1 by speakers the rule does not count.

Osvaldo GimenezcompanyqaIn transcript

Regarding the second part of the question regarding payroll loans, basically, we have seen a significant increase in Brazil of payroll loans, and we are…

Neha AgarwalaanalystqaIn transcript

…the credit business? Second question is, there's a lot of discussion about payroll loans in Brazil, which are less risky, but gives a good alternative…

Not counted under the usual rule (company speakers + operator); this word was not listed here.

Every match in the transcript

FY25 Q4 earnings call, Feb 24, 2026 · not said

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FY25 Q3 earnings call, Oct 30, 2025 · not said

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FY25 Q2 earnings call, Aug 4, 2025 · not said

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FY25 Q1 earnings call, May 7, 2025 · not said

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FY24 Q4 earnings call, Feb 20, 2025 · not said

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FY24 Q3 earnings call, Nov 6, 2024 · not said

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Every settled listing

newest first · 1 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Aug 5, 2026Payroll LoanKalshiNo0

Questions

How many times did MercadoLibre say “Payroll Loan” on its last earnings call?
MercadoLibre did not say “Payroll Loan” on its Aug 5, 2026 call (FY26 Q2); it said it on 1 of its last 8 calls: 0, 0, 0, 0, 0, 0, 3, 0 times.
How often does MercadoLibre say “Payroll Loan”?
As of Oct 24, 2026, MercadoLibre did not say “Payroll Loan” on the only call with a settled Kalshi mention market so far, on Aug 5, 2026.
What is the probability MercadoLibre says “Payroll Loan” next time?
27%, from settlement history blended with transcripts (n=1). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “MercadoLibre: ‘Payroll Loan’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/MELI/words/payroll-loan (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=mercadolibre&word=payroll%20loan · quotes: /api/v1/quotes?entity=mercadolibre&word=… · columnar JSON in #parrot-data · llms.txt · MCP