Will CarMax say “Interest Rate”?

CarMax said “Interest Rate” 2 times on its Sep 29, 2026 call (FY27 Q2), and on 3 of its last 8 calls: 0, 0, 0, 1, 2, 0, 0, 2 times. As of Oct 24, 2026, CarMax said “Interest Rate” on the only call with a settled Kalshi mention market so far, on Sep 29, 2026. Parrot’s p for the next listing is 62% (n=1, from settlement history blended with transcripts), not a forecast.

62%from settlement history blended with transcripts · n=1Next: Earnings call, Dec 17, 2026 · counts: company speakers + operator
Last 10
1/1Last 10 settled, oldest to newest: yes
Streak
said last time
Counts
company speakers + operator
Market
70¢ Kalshi (may be delayed)
Updated

Where it was said

quotes of at most 25 words; select an appearance

CarMax

Interest Rate

Probability
62% · n=1
Settled
1/1 (100%)
Last calls
said in 3 of 8

Next listing counts: company speakers + operator

FY27 Q2 earnings call, Sep 29, 2026 · said 2 times (counts)

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Counts: company speakers + operator

2 counted (2 in prepared remarks, 0 in Q&A).

Jon DanielscompanypreparedIn transcript

…year-over-year, reflecting lower tier one penetration. Increased funding costs driven by the interest rate environment resulted in CAF increasing rates in tier one, where customers…

Every match in the transcript

FY27 Q1 earnings call, Jun 17, 2026 · not said

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FY26 Q4 earnings call, Apr 14, 2026 · not said

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FY26 Q3 earnings call, Dec 18, 2025 · said 2 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

2 counted (0 in prepared remarks, 2 in Q&A); 1 by speakers the rule does not count.

Jon DanielscompanyqaIn transcript

…still think in in maybe this space, there is a gap in interest rates that still exist, although it might be closing. But I think…

Sharon ZackfiaanalystqaIn transcript

…finance rates. Would there be something you'd be willing to do on interest rates to be to to kinda weaponize that a bit more to…

Not counted under the usual rule (company speakers + operator); this word was not listed here.

Every match in the transcript

FY26 Q2 earnings call, Sep 25, 2025 · said 1 time (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

1 counted (0 in prepared remarks, 1 in Q&A).

Jon DanielscompanyqaIn transcript

…the door. Prices have come down a little bit. They're you know, interest rates have come down a little bit. Typically, people that buy in…

FY26 Q1 earnings call, Jun 20, 2025 · not said

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FY25 Q4 earnings call, Apr 10, 2025 · not said

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FY25 Q3 earnings call, Dec 19, 2024 · not said

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Every settled listing

newest first · 1 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Sep 29, 2026Interest RateKalshiYes2

Questions

How many times did CarMax say “Interest Rate” on its last earnings call?
CarMax said “Interest Rate” 2 times on its Sep 29, 2026 call (FY27 Q2), and on 3 of its last 8 calls: 0, 0, 0, 1, 2, 0, 0, 2 times.
How often does CarMax say “Interest Rate”?
As of Oct 24, 2026, CarMax said “Interest Rate” on the only call with a settled Kalshi mention market so far, on Sep 29, 2026.
What is the probability CarMax says “Interest Rate” next time?
62%, from settlement history blended with transcripts (n=1). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “CarMax: ‘Interest Rate’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/KMX/words/interest-rate (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=carmax&word=interest%20rate · quotes: /api/v1/quotes?entity=carmax&word=… · columnar JSON in #parrot-data · llms.txt · MCP