Will Apple say “Apple Pay”?

Apple said “Apple Pay” 1 time on its Jul 30, 2026 call (FY26 Q3), and on 5 of its last 8 calls: 4, 0, 3, 0, 2, 1, 0, 1 times. As of Oct 24, 2026, Apple said “Apple Pay” at 3 of 4 occasions with a settled Kalshi or Polymarket mention market since Oct 30, 2025 (75%), most recently on Jul 30, 2026. Parrot’s p for the next listing is 63% (n=4, from settlement history blended with transcripts), not a forecast.

63%from settlement history blended with transcripts · n=4Next: Earnings call, Nov 2, 2026 · counts: company speakers + operator
Last 10
3/4Last 10 settled, oldest to newest: yes yes no yes
Streak
said last time
Counts
company speakers + operator
Market
72¢ Kalshi (may be delayed)
Updated

Where it was said

quotes of at most 25 words; select an appearance

Apple

Apple Pay

Probability
63% · n=4
Settled
3/4 (75%)
Last calls
said in 5 of 8

Next listing counts: company speakers + operator

FY26 Q3 earnings call, Jul 30, 2026 · said 1 time (counts)

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Counts: company speakers + operator

1 counted (0 in prepared remarks, 1 in Q&A).

Kevan Parekhcompanyqa · 48:16Hear it 48:11, Kevan Parekh In transcript

We also set all-time records in cloud services and payment services, where Apple Pay saw a record level of users in both developed and emerging…

FY26 Q2 earnings call, Apr 30, 2026 · not said

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FY26 Q1 earnings call, Jan 29, 2026 · said 1 time (counts)

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Counts: company speakers + operator

1 counted (1 in prepared remarks, 0 in Q&A).

Timothy D. CookcompanypreparedIn transcript

…Music climbed to all-time highs in both listenership and new subscriber growth. Apple Pay eliminated more than $1 billion in fraud for our partners last…

FY25 Q4 earnings call, Oct 30, 2025 · said 2 times (counts)

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Counts: company speakers + operator

2 counted (2 in prepared remarks, 0 in Q&A).

Kevan ParekhcompanypreparedIn transcript

…reached an all-time revenue record and saw a double-digit growth year-over-year on Apple Pay Active Users. This strong momentum in the September quarter drove our…

Kevan ParekhcompanypreparedIn transcript

…and expand the reach of our services offerings. From additional markets for Apple Pay, now available in nearly 90 countries, to AppleCare One, a great…

FY25 Q3 earnings call, Jul 31, 2025 · not said

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FY25 Q2 earnings call, May 1, 2025 · said 3 times (counts)

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FY25 Q1 earnings call, Jan 30, 2025 · not said

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FY24 Q4 earnings call, Oct 31, 2024 · said 4 times (counts)

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Every settled listing

newest first · 6 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Jul 30, 2026Apple PayPolymarketYes1
Jul 30, 2026Apple PayKalshiYes1
Apr 30, 2026Apple PayKalshiNo0
Jan 29, 2026Apple PayKalshiYes1
Oct 30, 2025Apple PayPolymarketYes2
Oct 30, 2025Apple PayKalshiYes2

Questions

How many times did Apple say “Apple Pay” on its last earnings call?
Apple said “Apple Pay” 1 time on its Jul 30, 2026 call (FY26 Q3), and on 5 of its last 8 calls: 4, 0, 3, 0, 2, 1, 0, 1 times.
How often does Apple say “Apple Pay”?
As of Oct 24, 2026, Apple said “Apple Pay” at 3 of 4 occasions with a settled Kalshi or Polymarket mention market since Oct 30, 2025 (75%), most recently on Jul 30, 2026.
What is the probability Apple says “Apple Pay” next time?
63%, from settlement history blended with transcripts (n=4). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “Apple: ‘Apple Pay’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/AAPL/words/apple-pay (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=apple&word=apple%20pay · quotes: /api/v1/quotes?entity=apple&word=… · columnar JSON in #parrot-data · llms.txt · MCP