PayPal (PYPL): FY26 Q3 earnings call, Oct 27, 2026
On its Oct 27, 2026 earnings call (FY26 Q3), PayPal said 3 of the 15 words Kalshi listed; Parrot’s count agreed with all 15 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
15 words · 3 settled yes · our count agreed on 15 of 15- Kalshi: company speakers + operator
Kalshi
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Braintree | Yes | 4 | 4 | ✓ | 80%n=1+tx from settlement history blended with transcripts | – |
| Agentic Commerce | Yes | 3 | 4 | ✓ | 66%n=1+tx from settlement history blended with transcripts | – |
| E-Commerce | Yes | 1 | 1 | ✓ | 74%n=4+tx from settlement history blended with transcripts | – |
| Biometric | No | 0 | 0 | ✓ | 76%n=4+tx from settlement history blended with transcripts | – |
| Stablecoin / Stable Coin | No | 0 | 0 | ✓ | 40%n=4+tx from settlement history blended with transcripts | – |
| No | 0 | 0 | ✓ | 28%n=4+tx from settlement history blended with transcripts | – | |
| Cash Back / Cashback | No | 0 | 0 | ✓ | 21%n=3+tx from settlement history blended with transcripts | – |
| Stash | No | 0 | 0 | ✓ | 16%n=2+tx from settlement history blended with transcripts | – |
| Anthropic / Claude | No | 0 | 0 | ✓ | 13%n=1+tx from settlement history blended with transcripts | – |
| Ads ID / Ad ID | No | 0 | 0 | ✓ | 13%transcripts from the transcript model | – |
| Glance | No | 0 | 0 | ✓ | 13%transcripts from the transcript model | – |
| Regulation / Regulator / Regulatory | No | 0 | 0 | ✓ | 11%n=3+tx from settlement history blended with transcripts | – |
| European Payments Council / EPC | No | 0 | 0 | ✓ | 10%n=1+tx from settlement history blended with transcripts | – |
| Stripe | No | 0 | 0 | ✓ | 10%n=1+tx from settlement history blended with transcripts | – |
| Bitcoin | No | 0 | 0 | ✓ | 9%n=4+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 27, 2026 13:47 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
9 matches for “De Minimis”; 5 quoted, at least 25 words apart.
…in Germany. As we communicated in September, the removal of the EU de minimis tax exemption impacted select merchants and created about 70 basis points…
…as FX favorability contributing to performance, offset in part by higher contra revenue investments made in the quarter and the de minimis headwinds mentioned earlier.
…headwinds in Europe, including the impact from the removal of the EU de minimis tax exemption, continue to persist and result in similar 1%-2% online…
…you maybe expand upon the market dynamics in Europe? You have the de minimis drags and competitive pressures in certain markets, but then you are…
…with the last part of that first. Our expectation on the EU de minimis tariff impacts is that they will persist into the fourth quarter.…
Where the listed words were said
…financial services, including buy now, pay later, credit, and debit. Venmo and Braintree each deliver double-digit TPV growth and are making important contributions to transaction…
…into AI for personal agents and bring our trusted value proposition to agentic commerce. We are still early in these changes. This is a multi-year…
…key value proposition was around trust and security. This was needed in e-commerce. This will be even more needed, more in agentic commerce. And what…
Agents: this page as TSV at /api/v1/appearances/paypal:2026-10-27:earnings_call · words: /api/v1/brief?appearance=paypal:2026-10-27:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP